Bank Holidays in July 2025: According to the Reserve Bank of India’s (RBI) 2025 bank holiday calendar, Indian banks will observe 13 days of closure in July. These include regional and state-specific holidays, along with the second and fourth Saturdays and Sundays. Despite these closures, customers can still access online banking services such as net banking, ATMs, mobile apps, and bank websites.
RBI publishes an official monthly list of bank holidays, categorized into Real-Time Gross Settlement Holidays, Banks’ Closing of Accounts Holidays, and Holidays under the Negotiable Instruments Act. It’s advisable for bank customers to consult this list to avoid unnecessary trips to the bank.
Bank Holidays in July 2025
In July 2025, banks in India will be closed for 13 days due to national and regional holidays. Before planning a visit to the bank during this period, it’s important to check the specific holidays observed in your area, as they can vary.
According to the RBI’s schedule under the Negotiable Instruments Act, the designated bank holidays in July are: July 3, 5, 14, 16, 17, 19, and 28. Transactions involving checks and promissory notes may not be processed on these dates.
List of Bank Holidays in July 2025
Check the key Bank Holidays in July 2025 in the table below, including regional celebrations and designated weekends.
| Bank Holidays in July 2025 | ||
|---|---|---|
| Date | Holiday | States Celebrating |
| 3 July 2025 | Kharchi Puja | Agartala, Tripura |
| 5 July 2025 | Guru Harobind Ji’s Birth Anniversary | Jammu and Kashmir |
| 14 July 2025 | Beh Deinkhlam Festival | Shillong, Meghalaya |
| 16 July 2025 | Harela Festival | Dheradun, Uttarakhand |
| 17 July 2025 | U Tirot Singh Death Anniversary | Shillong, Meghalaya |
| 19 July 2025 | Ker Puja | Agartala, Tripura |
| 28 July 2025 | Drukpa Tshe-ji | Gangtok, Sikkim |
These bank closures are mandated nationwide by the Reserve Bank of India (RBI). In July, some states may also observe additional holidays. For more details, visit the Reserve Bank of India’s official website.
Bank Holidays in July 2025 Weekly
Banks in India observe closures on Sundays all year round. Additionally, they commonly shut their doors on the second and fourth Saturdays of each month, though exceptions may occur in December and January during peak holiday periods.
Bank Holidays in July 2025 in Detail
- Behdienkhlam is a festival celebrated primarily by the Pnar community in Meghalaya, India. Held annually in July, it is a significant dance festival among the Jaintia people, serving as a prayer to ward off malevolent spirits and diseases, seeking blessings for a prosperous harvest.
- MHIP, which stands for Mizo Hmeichhe Insuihkhawm Pawl, meaning ‘uniting Mizo women,’ is the largest women’s organization in Mizoram, celebrated on July 6th to mark its founding anniversary.
- Kang, also known as Kang Chingba, is a vibrant festival observed in Manipur, echoing the traditions of the Ratha Yatra festival in Puri, Odisha.
- Drukpa Tse-zi, or Drukpa Teshi, is a significant Buddhist festival in Sikkim, commemorating Gautama Buddha’s first sermon at Sarnath, introducing the Four Noble Truths.
- The Harela festival in Uttarakhand celebrates the monsoon’s onset and the agricultural cycle’s renewal, emphasizing greenery, environmental conservation, and a bountiful harvest.
- Muharram/Ashura, occurring on the 10th day of Muharram in the Islamic calendar, is a solemn occasion globally for Muslims, honoring the martyrdom of Imam Hussein.
- U Tirot Sing Day in Meghalaya honors the courage of U Tirot Sing, a freedom fighter who resisted British colonial rule in the region during the 18th and 19th centuries, commemorated with tributes and cultural events.
RBI Oversight
Bank holidays in India are determined by the Reserve Bank of India (RBI) and can be categorized into different types:
- Negotiable Instruments Act Holidays: These holidays pertain to regulations governing negotiable instruments like checks and promissory notes. On these days, certain banking transactions involving these instruments may not be available.
- Real-Time Gross Settlement (RTGS) Holidays: These are days when banks are closed for RTGS transactions. RTGS is a system used for instant money transfers between banks.
- Account Closing Days: Each bank designates specific days for internal operations such as account reconciliation or annual closings.
Knowing about these regular closures, along with the upcoming holidays in July, will help you plan your banking activities in India effectively.
| Also Check: |
|---|
| Bank Holidays in April 2025 |
| Bank Holidays in May 2025 |
| Bank holidays in June 2025 |
| Bank Holidays in March 2025 |
Bank Holidays in July 2025 FAQs
Q.1. How many bank holidays are there in July 2025 in India?
Ans. In July 2025, Indian banks will observe 13 holidays, including weekends and regional celebrations.
Q.2. What are Negotiable Instruments Act Holidays?
Ans. These are days when certain banking transactions involving instruments like checks and promissory notes may be unavailable.
Q.3. Can I access online banking services during bank holidays?
Ans. Yes, you can still use services like net banking, ATMs, mobile apps, and bank websites despite branch closures.
Q.4. Where can I find the official list of RBI bank holidays?
Ans. The Reserve Bank of India (RBI) publishes an official monthly calendar of bank holidays on their website.
Q.5. Why is it important to check bank holidays before visiting a branch?
Ans. Checking holidays prevents unnecessary trips, ensuring efficient planning of your banking needs.
